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Flexible planning solutions include short-term annuities, terms as low as 2 months.
Everything you want in an annuity product with an A-(Excellent) rating!
Full support with your cases and planning needs.
Planning reports and annuity quotes within 24 hours.
Available in 49 states and the District of Columbia.

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Fully DRA compliant
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Irrevocable and non-assignable
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Equal monthly payments
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Actuarially sound
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State can be named as beneficiary, as needed
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Ideal for Community Spouse planning
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Non-qualified and qualified funds accepted
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Short benefit term available*

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Changeable beneficiary designation
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Beneficiary can be made irrevocable if needed
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Equal payments or balloon payments available
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One-time option to convert balloon payment to equal payments
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Non-qualified and qualified funds accepted
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Ideal for VA benefit planning with tax-deferred assets
1 “Congress created a ‘safe harbor’ pursuant to which, certain annuities are not considered resources for purposes of Medicaid eligibility.” Zahner v. SECRETARY PA. DEPT. OF HUMAN SERVICES, 802 F. 3d 497 - Court of Appeals, 3rd Circuit 2015
2 North Dakota, Oregon, and Washington State have rules that limit the use of short-term annuities. Processing fees charged for terms less than 48 months
3 Not available in New York.